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Full-Service Mortgage Lender

Category Archive

Below you'll find a list of all posts that have been categorized as
"buy a home"

What to Look for When Buying a New Home in New Jersey

A new home is like a blank canvas—everything is new, waiting for you, the first buyer, to add your personal touch. To become a successful first-time homebuyer in New Jersey, especially when...


How to Buy a New Home Before Selling the Old One

One of the main concerns home owners have when upsizing (moving into a larger or more expensive home) or downsizing (moving into a smaller or less expensive home) is timing. How can you be sure...


What is the Process of Buying a Home?

Buying a house involves so much more than just touring homes and picking out your favorite property. Here are the five steps you should take before ever stepping into an open house. Step 1 :...


Is Buying a Home in New York a Good Investment?

Is buying a home in New York a good investment? Before answering this question, it’s important to define the term “investment.” Because everyone needs a place to live, we are not going to compare...

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Is it Cheaper to Build or Buy a House?

One question often confronting home buyers is: would it be less expensive to buy a pre-existing home, or should I purchase new construction? Even if price is the only determinant, the answer may not...


What Credit Score do you Need to Buy a Home?

If you want to buy a home and you aren’t paying 100% cash, any competent residential mortgage banker will confirm that your credit score is going to matter. First, it will help determine if you’re...

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Is Now a Good Time to Buy a Home?

Is now the best time to buy a home? It’s not an easy question, but rather one that involves many considerations, including: Is the current market favorable for buyers? Are today’s interest rates...


How to Buy a Foreclosed Home

Home buyers often think they want to buy a foreclosure. They’re certainly still available. Unfortunately, as many full-service mortgage lenders can attest, many buyers jump in before truly...


How Do I Buy a Second Home?

Home owners who purchase a second property do so for numerous reasons. Some want a vacation home that they rent out during the periods they’re living elsewhere. Others may buy an investment property...


How to Buy a Home for the First Time

Becoming a first-time homebuyer in New Jersey or New York can seem like a daunting task. So many things to consider, so many moving parts. But when approached methodically, it can be easily achieved.


Understand Your Credit and the Role It Plays In Getting a Loan

Our mission at Ark Mortgage is to empower, educate and enable our borrowers and community to make the best possible decisions for themselves and their family. In line with that, we are proud to...

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